Terms and Conditions
Introduction
Welcome to Mortgage Up. By using our website, services, or applying for our loans, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our site or engaging with our services.
Eligibility
To use our services, you must meet the following criteria:
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Be at least 18 years of age.
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Have legal capacity to enter into a contract.
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Provide accurate and complete information during the application process.
Application Process
When you apply for a loan, you agree to provide truthful and accurate information. Mortgage Up reserves the right to verify any information you provide and to deny or revoke approval if the information is found to be inaccurate or misleading.
Privacy and Data Use
Your use of our services is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you agree to the terms of our Privacy Policy.
Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Mortgage Up or its licensors. You may not use, reproduce, or distribute this content without written permission from Mortgage Up.
Disclaimer of Warranties
Mortgage Up provides its services "as is" and makes no warranties, express or implied, regarding the quality, reliability, or accuracy of its services. We do not guarantee that our website or services will be error-free or uninterrupted.
Limitation of Liability
Mortgage Up is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services. This limitation applies to all claims, whether based on contract, tort, or other legal theories.
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of law principles.
Dispute Resolution
Any disputes arising from or related to these terms and conditions will be resolved through binding arbitration in accordance with the rules of a mutually agreed-upon arbitration organization. The arbitration will take place in Florida, and the decision will be final and binding.
Changes to Terms and Conditions
Mortgage Up reserves the right to update or modify these terms and conditions at any time. Any changes will be effective upon posting on our website. By continuing to use our services, you agree to be bound by the revised terms and conditions.
Information We Collect
We may collect the following types of information:
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Personal Information: Such as your name, email address, phone number, and mailing address.
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Financial Information: Information related to your income, credit score, and financial history, collected for the purpose of applications.
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Usage Information: Data on how you use our website, including IP address, browser type, and browsing patterns.
How We Use Your Information
Your information may be used for the following purposes:
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To improve our website and services based on user feedback and behavior.
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To comply with legal and regulatory requirements.
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Sharing of Information
We do not sell your personal information to third parties. However, we may share your information with anyone
Data Security
We implement a variety of security measures to protect your personal information. These include encryption, secure servers, and limited access to authorized personnel only. Despite these efforts, no system is entirely secure, and we cannot guarantee absolute security.
Your Rights and Choices
You have the right to:
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Access and correct your personal information.
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Opt-out of receiving marketing communications from us.
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Request the deletion of your personal information, subject to legal obligations.